Yes, your Plata Pay™ card gives you the same functionality as having a direct deposit bank account. Just provide the bank routing number and the 12-digit account number that came on the instructional sheet your card was attached to. These two items will allow you to receive direct deposit payments directly to your card. If you do not have this information please contact Plata Pay™ customer service at 1-866-823-5957 and after the customer service agent confirms your identity they will provide you with the bank routing number and your 12-digit account number.
For paying off any payday loans you may attempt to use your Plata Pay™ card, but please be advised some merchant types are restricted and the card may not work, such as a pawnshop for example.