Access to physical cash can be done by using your card at an ATM. Allpoint ATMs are surcharge-free for Plata Pay™ cardholders. Non-Allpoint ATMs fees are $3.00 per withdrawal plus the out-of-network fees charged by that ATM provider. Cash can also be obtained for no charge by selecting the “cash back” option when making a purchase at a retailer. Cashback amounts allowed will vary by retailer.